As the Month begins, let’s embrace the transformative power of focus and simplicity. Gary Keller’s bestselling book, The One Thing, teaches us that true success comes from honing in on what matters most—the single, essential task that drives all other progress.

This principle echoes ancient wisdom from Psalm 27:4, where David declares: "One thing I ask from the Lord, this only do I seek: that I may dwell in the house of the Lord all the days of my life, to gaze on the beauty of the Lord and to seek him in his temple." (NIV) David’s life reflected a clear understanding: when we focus on the "one thing" that truly matters, everything else aligns. Similarly, Keller’s framework challenges us to uncover the one area of focus that will have the greatest impact and pursue it with unwavering clarity and purpose.

At CedisPay, this philosophy is deeply embedded in how we serve you, whether through tools like the CedisPay Financial Wellbeing Budget App or innovations like our AI-powered mobile money analyzer. As Month starts, we encourage you to use these tools to identify and stay committed to your “one thing.”

Reflection Questions

What is the one thing I need to focus on this month to make meaningful progress in my finances? What essential task will drive the most significant results toward my goals? What aligns most with my purpose and passions as I prepare for the new year?

Action Step

Take 10 minutes today: Reflect on your goals for the month. Use the CedisPay Financial Wellbeing Calculator to assess your financial priorities. Write down your “one thing” and plan actionable steps to keep it your central focus in Month. With CedisPay’s suite of tools, staying focused has never been easier. Together, let’s make Month a month of clarity, simplicity, and meaningful progress. Access the My Financial Wellbeing Budget App to start achieving your financial goals today

Kickstart Your Month with CedisPay’s Growth Mindset: 4 Books That Inspire Success

At CedisPay, we thrive on focus, intentionality, and a culture of continuous growth. Each month, we reset our priorities—both as a team and individually—to ensure we’re aligned with our vision. Weekly, we review our progress, and every December, we revisit our five-year plan to ensure we’re on track toward achieving long-term impact.

These practices are inspired by timeless principles, many of which I revisit through transformative books. These reads shape how we innovate, create, and serve, empowering individuals and businesses to achieve their goals. Here’s how they align with what we do at CedisPay:
• The One Thing by Gary Keller: Simplify for Success: At CedisPay, resetting priorities means focusing on what matters most. The One Thing teaches us to eliminate distractions and channel our energy into what will drive the greatest impact—mirroring how we design our tools to help users focus on key areas like budgeting and financial wellbeing
• Atomic Habits by James Clear: Small Steps, Big Wins: Our weekly reviews reflect the power of small, consistent actions. Atomic Habits reinforces the idea that incremental changes lead to transformational results. This aligns with our Financial Wellbeing Roadmap, which guides users to take meaningful steps toward their goals, one habit at a time.
• How to Win Friends and Influence People by Dale Carnegie: Connecting Through Empathy: Meaningful connections are at the heart of CedisPay. Whether it’s listening to user feedback or tailoring our tools to their needs, we lead with empathy and understanding. Carnegie’s lessons on building relationships inspire our customer-first approach and collaborative culture
• How to Change by Katy Milkman: Creating Lasting Change: One of the most powerful aspects of How to Change is Milkman’s focus on behavior change. She explores the science behind building new habits and offers practical strategies for overcoming obstacles. At CedisPay, we apply these principles to help users take control of their financial wellbeing, encouraging lasting change through consistent, manageable steps

Why This Routine Matters

Resetting priorities monthly and revisiting our long-term goals annually keep us grounded and focused. These books have shaped the way we work, innovate, and serve, helping us create tools that empower people to take control of their financial journeys

Your Turn

How do you reset for the month ahead? Do you have a favorite book or practice that keeps you inspired and focused? Share your thoughts—we’d love to hear from you!